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View and redeem SmartCheck™ points

Checking at Alerus with the SmartCheck™debit card is more rewarding than ever before! Earn gift cards to your favorite merchants, including: Best Buy, BLOCKBUSTER, Barnes & Noble, Macy's, Toys "R" Us and Starbucks. The list of rewards is limited only to your imagination and includes round-trip, international airline tickets (any class), Marriott hotel stays, IPods™ and even hot air balloon rides.

Register your card to start earning points for merchandise, travel or even cash rewards! Go on. You deserve it!

Register to view your SmartCheck™ points online!

  1. Visit
  2. Enter your SmartCheck™ debit card number and contact information.
  3. Select a user ID.
  4. Select a password.
  5. Click submit.

You will receive a confirmation e-mail.

Log in to review or redeem your points for gifts, merchandise or travel!

  • Log in to your account at using the user name and password created during the registration process. 
  • Click on "My Account" to view your account in several ways, including "Account Summary," which lists your contact information and points earned as of the previous month end. You can also browse your: 
    — Reward list (view items that must be redeemed via telephone)
    — Redemption History (review redemptions you’ve made)
    — Points History (review points)
    — Edit Profile (change your password)
  • To redeem points, click on “Redeem for Gift Certificates & Merchandise.”
    — Browse rewards by category
    — Rewards will be listed in order of points needed for redemption
    — Rewards redemption begins at 1,500
    — Locate your reward, enter the quantity, and click “add to cart”
    — View your cart, continue shopping, or proceed to checkout
    — You'll be notified if attempting to redeem more points than you've earned. 

Call to review or redeem your points for gift cards, merchandise, or travel!

  1. Call 866.669.2427
  2. Listen to the prompts

Call to review your points for cash!

  1. In Grand Forks, call 701.795.2662; in Fargo/West Fargo, call 701.280.5151; or 800.279.3200, ext. 2662 and one of our representatives will assist you.
  2. Ask to redeem your SmartCheck™ debit points for cash. For every 1,500 points, you will receive $15. Points must be redeemed in 1,500 point increments. (Note: Our representative will perform standard customer identification practices and request your debit card number to verify available points.)
  3. Confirm the number of points to be redeemed, along with your Alerus Financial checking account number.
  4. The redemption funds will be automatically transferred into your account and your total points reduced by that amount.


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