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Vision IRA

Enjoy confidence and flexibility with the Vision IRA at Alerus.

Vision IRA anchor

 

 

 

 

 

Planning for retirement or changing jobs? Protect your savings by rolling your retirement plan into a Vision IRA at Alerus Financial. You can choose from five investment portfolios while your retirement savings continue to grow tax free until withdrawn. Or, visit with an Alerus advisor for even more options.

Saving for your child's education? Consider opening an Education savings account with after-tax annual contributions, allowing your child to withdraw the contributions and earnings tax-free for qualified education expenses.

What's the difference between a traditional and Roth IRA? Both traditional and Roth IRAs have an annual contribution limit. But that's where the similarities end. Unlike traditional IRAs, contributions to a Roth aren't tax deductible. Money invested grows tax-deferred but, unlike traditional IRAs, all withdrawls after age 59 1/2 are tax free, provided the Roth has been open for at least five years. Your choice depends on many factors. We can help.

Call, stop by or contact an Alerus advisor to discuss how a Vision IRA fits into your savings plan.

 

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Investment Products: >Not FDIC insured >No Bank Guarantee >May Lose Value