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Let the tax laws work to grow your retirement or child’s education fund when you open an IRA through Alerus Financial.


Alerus Financial also offers the security of FDIC insurance so all deposits are insured to $250,000.


Saving for your child’s education? Consider opening an Education IRA with after-tax annual contributions, allowing your child to withdraw the contributions and earnings tax-free for qualified education expenses.

What's the difference between a traditional and Roth IRA? Both traditional and Roth IRAs have an annual contribution limit. But that's where the similarities end. Unlike traditional IRAs, contributions to a Roth aren't tax deductible. Money invested grows tax-deferred, but, unlike traditional IRAs, all withdrawals after age 59 1/2 are tax free, provided the Roth has been open for at least five years. Your choice depends on many factors. We can help.

Call, stop by or contact an Alerus advisor to discuss how an IRA fits into your savings plan.

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